Please read these Terms and Conditions carefully before using the CashHunt website or services. By accessing or using the services provided by CashHunt, you agree to comply with and be bound by these terms. If you do not agree to these terms, please refrain from using the services.
1. Introduction
CashHunt.ca is an online payday loan platform that connects borrowers with licensed payday lenders in Canada. We are not a direct lender, but a service provider that helps you access payday loans quickly and securely. By using our website, you acknowledge that we are acting as an intermediary between you and our partner lenders.
2. Eligibility
To use our services, you must meet the following eligibility criteria:
- You must be at least 18 years old.
- You must be a Canadian resident with a valid Canadian address.
- You must have a valid and active bank account.
- You must have a steady source of income (e.g., employment or government benefits).
- You must provide accurate, truthful information during the application process.
3. Loan Application and Approval
Loan Process: CashHunt.ca connects you with payday loan providers, but the final approval, loan amount, and terms are determined by the lender. We cannot guarantee loan approval or the loan amount.
Eligibility: Loan approval is based on factors like your income, ability to repay the loan, and the lender’s policies. CashHunt.ca does not conduct credit checks but may share your information with third-party lenders who might perform credit checks.
Loan Terms: Loan terms, interest rates, and fees are set by the lender and may vary. You should review all loan terms carefully before accepting any loan.
4. Fees and Charges
Loan Fees: Fees for payday loans are regulated by provincial laws. These fees can vary depending on the province and the lender. By applying for a payday loan, you agree to the fees, interest rates, and repayment terms set by the lender.
Late Payments: Late or missed payments may incur additional fees, penalties, or interest charges. The lender will provide details regarding late payment penalties.
5. Repayment
Repayment Schedule: Repayment terms will be outlined in the loan agreement. Payments are typically due on your next payday, and you can expect to repay the loan in a lump sum or installments, depending on the loan agreement.
Late or Missed Payments: If you are unable to make your payment on time, you must contact your lender immediately. Failure to repay the loan on time may result in additional fees, and your credit may be negatively affected.
6. Privacy and Security
Data Protection: We are committed to protecting your personal information. All information provided to CashHunt.ca is securely processed, and we use encryption to safeguard your data.
Sharing Information: By applying for a payday loan through CashHunt.ca, you authorize us to share your personal and financial details with third-party lenders for the purpose of processing loan application.
7. Limitation of Liability
Service Availability: CashHunt.ca makes no guarantees regarding the availability, accuracy, or reliability of the services provided by third-party lenders. We are not responsible for any damages or losses arising from your use of the lender’s services.
Indemnification: By using our services, you agree to indemnify and hold harmless CashHunt.ca, its affiliates, and third-party lenders from any claims, damages, or losses resulting from your use of the services.
8. Prohibited Use
You agree not to use the website for any unlawful purpose or to engage in any conduct that could damage, disable, or impair the website or interfere with other users’ access to the services.
9. Modifications to the Terms
CashHunt.ca reserves the right to modify or update these Terms and Conditions at any time. Changes will be posted on this page, and the revised terms will become effective immediately upon posting. We encourage you to review these terms periodically.
10. Governing Law
These Terms and Conditions are governed by the laws of Canada and the applicable provincial laws where you reside. Any disputes arising from these terms will be resolved in the jurisdiction where CashHunt.ca operates.
11. Contact Information
If you have any questions or concerns about these Terms and Conditions, please contact us at:
Email: info@cashhunt.ca
Phone: +1 (780) 477-2274
Address: 500 Place d’Armes, Montreal, QC, H2Y2W2, Canada
By using CashHunt.ca, you acknowledge and agree to these Terms and Conditions. If you do not agree with the terms, please discontinue use of the website and its services.
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