Frequently asked questions
Your questions, answered
What is CashHunt.ca?
CashHunt.ca is an online platform that connects borrowers with trusted payday loan providers across Canada. They specialize in offering fast, convenient, and secure short-term loans to meet urgent financial needs.
Who is eligible to apply for a payday loan with CashHunt.ca?
To qualify for a payday loan through CashHunt.ca, you typically need to:
- Be at least 18 years old
- Be a Canadian resident
- Have a steady source of income (employment or government benefits)
- Possess an active bank account
- Provide valid identification
How much can I borrow with CashHunt.ca?
Loan amounts range from $50 to $1,500, depending on your eligibility, income, and the lender’s policies.
How quickly can I receive my funds?
If approved, funds are often deposited within 24/7 hours or the same business day. The exact timing depends on the lender and banking institution.
Do I need good credit to apply?
No, CashHunt.ca works with lenders who offer payday loans without a credit check. Approval is based primarily on your income and repayment ability.
What are the repayment terms?
Repayment terms usually range from 1 week to 3 months, conditional on the lender and loan amount. Payments are typically ranged with your payday.
Are there fees associated with payday loans?
Yes, payday loans come with fees, which are regulated by provincial laws. For example:
Ontario and British Columbia: $15 per $100 borrowed
Alberta: $15 per $100 borrowed
Check the specific terms with the lender you are matched with.
Can I apply for a payday loan if I’m on government benefits?
Yes, lenders accept government benefits (like EI, CPP, or ODSP) as valid income.
What happens if I can’t repay my loan on time?
If you anticipate difficulties in repaying, contact your lender immediately. Most lenders offer options like:
Loan extensions or payment plans (fees may apply)
Penalties for missed or late payments, which vary by lender
Is CashHunt.ca a direct lender?
No, CashHunt.ca is not a direct lender. Instead, it acts as a broker, connecting borrowers with licensed and approved payday lenders across Canada.
How secure is the application process?
CashHunt.ca uses advanced encryption to protect your personal and financial information, ensuring a safe and secure application process.
Can I apply for multiple payday loans?
While it’s possible, it’s not advisable to take on multiple payday loans as it may lead to financial strain. Focus on repaying your current loan before applying for another.
How do I contact CashHunt.ca?
For inquiries or assistance, visit the info@cashhunt.ca website to find their contact details +1 (780) 477-2274 phone support.